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DEFINITIONS ALLOWED AMOUNT: The total amount your insurance company has agreed should be paid for a specified service or procedure INCLUDING any co-pays or deductibles. APPROVED AMOUNT: See "Allowed Amount" CO-INSURANCE: See "Co-pay" CO-PAY: Short for co-payment. The amount that you are required to pay in addition to what your insurance company pays. DEDUCTIBLE: The amount you are responsible for at the beginning of every calendar year. HMO: Heath Maintenance Organization. See HMO in our section on insurances. MEDICARE REPLACEMENT INSURANCE: An HMO or PPO which takes the place of your regular Medicare insurance. MEDIGAP: A supplemental insurance which covers your Medicare co-pays and may or may NOT cover your Medicare deductible (depending on the plan you choose). MEMBER LIABILITY: See "Co-pay" PPO: Preferred Provider Organization. See PPO in our section on insurances. PATIENT RESPONSIBILITY: See "Co-pay" PRIMARY INSURANCE: Your insurance which has the first (or biggest) responsibility for paying your bills. SECONDARY INSURANCE: Your insurance which covers some or all of the amount due after your Primary insurance. FRAUD ALERT INSURANCE FAQ's SEND E-MAIL
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09/11/2001 Never forget!